XTB.
XTB is a top-tier broker that delivers on regulation, fees, and platform quality. For most traders, this is an excellent choice.
AT A GLANCE
The facts, not the spin.
Min. deposit
–
Live account. Demo is free.
Max leverage
1:500
Retail (EU/ESMA cap).
Withdrawal time
1-3 days
First per month free.
EUR/USD Spread
0.5 pipsp
From, not guaranteed
Inactivity fee
None
After 180 days of no trades
Total instruments
250
CFDs · stocks, forex, crypto
Active clients
500K+
Across the XTB group
REGULATION
EU regulated. Client funds held in segregated accounts. Investor protection up to €20,000.
TRADING PLATFORMS
Mobile apps for iOS + Android with one-tap account switching.
INTRODUCTION
What is XTB?
WHERE XTB WINS · WHERE IT LOSES
Pros & cons.
Severity-ranked, not just listed.
What we like
0 itemsWhat we don't
0 itemsOUR VERDICT
Our call: BUY.
Worth your money.
OPEN AN ACCOUNT IF
- •You're a beginner who values UX over feature depth
- •You trade specific CFDs where the fee model wins
- •Copy trading is a core part of your strategy
LOOK ELSEWHERE IF
- •You want to own actual stocks (CFD-only here)
- •You hold positions long-term
- •You need more than 250 instruments worth of breadth
LIVE FEE COMPARISON
What you'll actually pay.
All-in cost to trade 1 standard lot of EUR/USD. Lower is better. We use spread + commission + overnight to get the real number — not the headline rate.
BROKERS WE'D PICK OVER XTB
Honest swap suggestions.
Same regulation. Better deal.
Yes, we may earn affiliate revenue if you open an account with any of these brokers. Our editorial picks are based on the same scoring criteria we apply to every broker we track. Commission rates never influence our rankings.
Libertex
Same EU regulation, more instruments, lower fees. The obvious upgrade.
BETTER AT
Lower fees · More markets
ActivTrades
Zero commission. More instruments. Bigger upside ahead per our forecast.
BETTER AT
Zero fees · Rising fast
Markets.com
If copy trading is your draw, the social network here is much larger.
BETTER AT
Better copy trading
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